Skip to content. | Skip to navigation

Personal tools


You are here: Home / MPRC People / Mary Zaki, Ph.D.

Mary Zaki Ph.D.

Mary Zaki, Ph.D.

Assistant Professor

Agriculture and Resource Economics
2112B Symons
College Park , Maryland 20742
Office Phone: 301-405-1293


  1. Ph.D., Economics, Northwestern University, 2014
  2. M.A., Economics, Northwestern University, 2008
  3. B.A., summa cum laude, Economics, International Studies, University of Pennsylvania, 2003
  4. B.S., summa cum laude, Economics, Wharton School, University of Pennsylvania, 2003


Mary Zaki is a public economist whose research splits into two related categories: 1) household finance and 2) household consumption. For both of these categories, she is specifically concerned with studying low income and fragile populations.

Within household finance, she is interested in the daily budgeting and spending decisions (especially food spending) made by households. She also is interested in various issues surrounding the unbanked and underbanked populations. She studies many aspects of the types of credit that are available to these populations (i.e. high cost, small dollar credit such as payday loans or installment plans). She also examines the effectiveness of policies on household credit such as restrictions on payday loans or information disclosure regulations such as the Truth in Lending Act.

Bridging into consumption, she wants to understand how these populations incorporate various forms of credit into their consumption and savings decisions. She also is interested in studying policies concerning food insecurity such as school lunch/breakfast programs and SNAP.